What benefits can I get if I have low income?

Support Available If You’re on a Low Income

Life on a tight budget can be tough, but there’s help available if you're on a low income or looking for work. The UK offers several key benefits designed to ease financial pressure and support people through difficult times.

Income Support is one option if you’re not working or can’t work full-time. It’s aimed at those who need help covering basic living costs and aren’t eligible for other benefits. If you’re actively seeking work, Income-based Jobseeker’s Allowance (JSA) could be available to you, offering weekly payments and access to job-hunting support.

For those unable to work due to illness or disability, Income-related Employment and Support Allowance (ESA) may provide financial support while you focus on your health. This is means-tested, so your income and savings will be assessed.

Housing can be one of the biggest expenses, but Housing Benefit can help cover rent if you're on a low income, whether you rent from a council, housing association, or a private landlord. The amount you get depends on your circumstances and where you live.

Families with children may also qualify for Child Tax Credits, which help with the cost of raising kids. If you’re working but still on a low income, Working Tax Credits can top up your earnings—especially if you have children or work long hours.

While the benefit system can feel overwhelming, these programs are designed to provide real, practical support. If you’re struggling financially, it’s worth checking what you might be entitled to. Many people miss out simply because they don’t know what’s available.