What should I keep my heat on to lower my bill?

How to Keep Warm Without Breaking the Bank

With winter in full swing, nothing beats coming home to a cozy, warm house. But that comfort can come with a hefty price tag if your thermostat is set too high. The good news? You don’t have to freeze to save money. Experts recommend setting your thermostat to 68 degrees Fahrenheit when you’re home and awake. This temperature strikes a balance between comfort and energy efficiency, helping to keep your heating bill in check.

At first, 68 degrees might feel a little cool—especially if you’re used to warmer settings. But a few simple adjustments can make a big difference. Instead of cranking up the heat, try dressing for the season indoors. Layering with warm fabrics like fleece, flannel, and wool traps body heat and keeps you comfortable without relying solely on your furnace. Don’t underestimate the power of a soft blanket draped over the couch or a pair of fuzzy slippers by the door—they’re small luxuries that add up.

And if you’re up for a challenge, dropping the thermostat just one or two degrees below 68 can lead to noticeable savings over time. Your body adapts quickly, and those few degrees can significantly reduce energy usage. For even greater efficiency, consider lowering the temperature further when you're asleep or out of the house. A programmable thermostat can automate this, so you’re never left shivering.

Ultimately, staying warm in winter doesn’t mean maxing out your heating bill. With smart habits and a few cozy upgrades, you can stay snug while keeping more money in your pocket. Sometimes, the best solution isn’t more heat—it’s better layers.