Can a non-Filipino citizen own property in the Philippines?

Can Foreigners Own Property in the Philippines?

Many people dream of settling down or investing in the Philippines, but a common question arises: Can a non-Filipino citizen actually own property there? The short answer is yes—but with important limitations.

Under Philippine law, only Filipino citizens and entities where at least 60% of ownership is held by Filipinos are legally allowed to own land. This means that as a foreign national, you cannot directly purchase real estate such as lots or houses outright. However, there are still several legal options available for those looking to invest or live in the country.

One popular route is buying a condominium unit. As long as at least 40% of the total units in the building are owned by Filipinos, foreigners can legally purchase and fully own a condo without restrictions. This has made condominiums a favored choice among expatriates and overseas investors.

Additionally, foreigners can own buildings constructed on land—like a house—even if they don’t own the land itself. In such cases, the land can be leased through a long-term agreement. Land leases in the Philippines can last up to 50 years, with an optional 25-year extension, offering a practical solution for long-term residency.

It’s also worth noting that former Filipino citizens who have reacquired foreign citizenship may still be eligible to own land under certain conditions, thanks to the Philippine Dual Citizenship Law.