(13) Fragmentation of retail insurance markets, for example in the field of motor insurance, does not allow consumers to reap full benefits of EU integration in this area.

(iv) Relevant retail products

Action 8 promoting insurance and other financial instruments.

Insurance intermediaries play a fundamental role in the sale of insurance in the Community and their importance would increase with the emergence of more complex and sophisticated insurance products.

4.8 Action 8 Promote insurance and other financial products

Unbound for wholesale of pharmaceuticals.

BG Establishment of branches is subject to authorisation

EU No national treatment and most favoured nation treatment obligations for all recreational, cultural and sporting services not committed in Annex VIII B (list of commitments on cross border services) on cross border supply of services.

Retailing Manufactured goods Services

Technology transfer and establishment of product quality assurance systems

MT For mode (3) commitments, under exchange control legislation non residents wishing to supply any services through the registration of a local company may do so with the prior permission of the Central Bank of Malta.

BE, LU For graduate trainees, authorisation by the competent authorities required for foreign natural persons.

Retailing services of other (non energy) goods, except retail sales of pharmaceutical, medical and orthopaedic goods 26 (CPC 632 excluding CPC 63211 and 63297)

0,75 a year of the value of the goods in the case of insurance costs.

The supply chain covers the manufacture of tobacco products and manufacturing equipment and import or export of tobacco products and manufacturing equipment and may be extended, where relevant, to one or more of the following activities when so decided by a Party

Personal data means any information relating to an identified or identifiable natural person.

The following products, put up for retail sale

International freight transportation

Entertainment services (including theatre, live bands, circus and discotheque services)

B. Wholesale Trade Services

Those Member States reserve their rights to maintain such public participation in the future.

(4) In this paper, retail financial services are understood as services such as current accounts, payments, personal loans, mortgages, savings, pensions, investments and insurance products, when they are provided to individual customers, including retail investors.

(CPC 7212 less national cabotage transport) 52

It is an increasingly important way of distributing insurance.

AT, BE, BG, CY, DE, DK, EE, ES, FI, FR, EL, IE, IT, LU, MT, NL, PT, RO, SK, UK Unbound.

Working or processing carried out on non originating materials that confers originating status

Pilotage and berthing services

Farm land and managed forest land owned by a Canadian citizen or a person lawfully admitted to Canada for permanent residence, or by a corporation whose voting rights are more than 50 per cent controlled by Canadian citizens or persons lawfully admitted to Canada for permanent residence, are subject to reduced property taxes.

EE No national treatment and most favoured nation treatment obligations for security services.

IT, PT Access is restricted to natural persons only.

With respect to security services at least half of the equity capital should be possessed by physical and juridical persons of the EU or the EEA to obtain a licence.

Larger die cast vehicles, 1 18 scale, have become popular toys these vehicles are produced with a great attention to detail.

Timetable the provisions of Directive 79 7 EEC shall be implemented within 3 years of the entry into force of this Agreement.

(22) A wide range of banking, insurance and savings products are available in the EU.

Retail food markets are traditionally segmented across countries .

2.14 Alongside this will come legislative proposals on packaged retail investment products.

2.11 RFID has many more applications than retail product identification.

2.9 RFID has many more applications than retail product identification.

The requirements of point 1 apply to products destined for retail trade.

Acyclic amides (including acyclic carbamates) and their derivatives salts thereof

N,N Dialkyl (methyl, ethyl, n propyl or isopropyl) aminoethane 2 thiols and their protonated salts

Overall, consumers are increasing their spending across most retail categories.

According to figures from the International Association of Insurance and Reinsurance Intermediaries (BIPAR), their share of the market in the distribution of insurance products is over 50 in many Member States1.

4.1.3 Concerning insurance products, some of these are easily portable, such as life insurance products, in which the customer is protected even when he moves outside the local boundaries.

FI A foreigner carrying on trade as a partner in a Finnish limited or general partnership needs a trade permit and has to be permanently resident in the European Union.